View this email in your browser

Joycelyn Phang

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joycelyn Phang
 
 
 
-
WhatsApp me at +65 86077705  
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Joycelyn Phang, All rights reserved.

Testimonials and Referral Notes

View the full list

Pey Jiann, Auditor & Kang Ying, Teacher

I am happy to share my insurance journey with Joycelyn. From the beginning, she has shown a high level of responsiveness and dedication. Anytime I had a question or concern, she was quick to respond, providing clear and detailed answers, no matter the time of day. In addition to her professionalism, Joycelyn is genuinely friendly and approachable. She makes me feel valued and confident in my decisions. It’s evident that she cares about helping her clients find the best possible solutions. I am satisfied with the level of service Joycelyn provides, and I highly recommend her to anyone looking for an insurance agent who is dedicated, flexible, and a pleasure to work with.

Eileen Ong, Admin

Glad to know Joycelyn from my colleagues. Well preparation everytime we met, in summarizes my current financial plan and insurance plan for my future. Joycelyn is very professional and make sure every details of the plan and policies is clear and understood. Not like traditional cognition, but giving appropriate revisions in choosing suitable health insurance. Will definitely recommend her to my friends who is tend to purchase any health insurance to keep their life secured!

Andrew, Engineer

Joycelyn is a very professional and friendly Individual that presents her thoughts on insurance well. She's not hesitant to answer any doubts and is willing to explain any misunderstood concepts.

Geraldine, HR personnel

I was referred to Joycelyn by a friend as I had the intention to review my insurance policies and the premiums I was paying. Joycelyn was attentive to understanding my concerns; and suggested appropriate revisions to my policies. The summary overview she compiled has helped me to have a better knowledge of my insurance coverage. I am glad to have her help me reassess my policies and needs for a more holistic approach to my coverage.

Set Fun, Operator

我认识Joycelyn 有好几年了,一直以来她无条件地为我们一家大小服务,我本人就是欣赏她一流的服务精神,办事很有责任感,每当遇到困难时找Joycelyn 就对了她都会一一为你们解答,所以就介绍了她给我身边的亲戚朋友,也希望她能够为她们解决困难及展现出她一流的服务态度,好料就是要介绍给大家。

Kelly, Admin

一开始看到 Jocyelyn 的 social media 写着可以存新币,就立刻信息了 Joycelyn 要了解情况 面对面谈论东西的时候很清楚仔细。会提前通知坏的结果,不通过的结果会是如何之类的问题,都会说明白让对方了解清楚。 人很friendly!在我们的谈话中感觉像是自己好久不见的朋友那样相处&聊天!同时也很专业的讲解,让我理解知道我需要的资料。 很开心认识你!🥰 多了一位好友了!😊 等我进 SG,你有时间就一起再吃个饭吧!😉 等你回来 JB 在约!😊