| As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance  | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joycelyn Phang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joycelyn Phang, All rights reserved. | |  | | Shen Hann, Engineer & Calista, Financial Analyst Before meeting Joycelyn, my fiancé and I have had some plannings for our future which we thought were sufficient for the time being. But after meeting with Joycelyn, we learnt things that we never thoroughly considered before and gained more insight into financial planning. I guess there is no harm in listening regardless of how bullet proof you think your plan is! I am glad that I chose to give her a try and eventually went with her proposal. Now I have a peace of mind with the coverage.
Bonus point for Joycelyn as she is not pushy and patient enough to give time for consideration. She’s also quick to provide additional information if you want to dive deeper into the details in all kinds of plans available in the market. This is truly helpful especially for someone who is new to Singapore insurance policies like myself.
Lastly, I really appreciate that Joycelyn would not hesitate to visit you face to face regardless of where you are. This sounds like what a financial planner is obligated to do but I know not all agents can give you response that quickly! | |  | | Ivana, Nurse I was introduced to Joycelyn through my brother, and I’m so glad I got the chance to work with her. From the start, she has been a pleasure to collaborate with, she is very knowledgeable, approachable, and genuinely invested in helping me make the best financial decisions. She takes the time to explain every option clearly, ensuring I feel confident and well-informed. Working with Joycelyn has been an outstanding experience, and I’m truly grateful to know her! | |  | | Yi Qing, Clinic assistant 很庆幸能遇到Joycelyn，以前对保险一窍不通，听了她的解释后就完全明白了👍🏻 她会先了解每个人的情况才给出适合的计划，全程沟通也不会让人觉得压力，真的非常推荐！感恩🫶🏻 | |  | | Pey Jiann, Auditor & Kang Ying, Teacher I am happy to share my insurance journey with Joycelyn. From the beginning, she has shown a high level of responsiveness and dedication. Anytime I had a question or concern, she was quick to respond, providing clear and detailed answers, no matter the time of day.
In addition to her professionalism, Joycelyn is genuinely friendly and approachable. She makes me feel valued and confident in my decisions. It’s evident that she cares about helping her clients find the best possible solutions.
I am satisfied with the level of service Joycelyn provides, and I highly recommend her to anyone looking for an insurance agent who is dedicated, flexible, and a pleasure to work with. | |  | | Eileen Ong, Admin Glad to know Joycelyn from my colleagues. Well preparation everytime we met, in summarizes my current financial plan and insurance plan for my future. Joycelyn is very professional and make sure every details of the plan and policies is clear and understood. Not like traditional cognition, but giving appropriate revisions in choosing suitable health insurance.
Will definitely recommend her to my friends who is tend to purchase any health insurance to keep their life secured! | |  | | Andrew, Engineer Joycelyn is a very professional and friendly Individual that presents her thoughts on insurance well. She's not hesitant to answer any doubts and is willing to explain any misunderstood concepts. | | | | |
